Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Timeshare Advocacy & Reform Disclosure Alliance Educating consumers to evaluate whether a timeshare product is right for them or their family ## Sitemaps - [XML Sitemap](https://tarda.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://tarda.org/blog/) - [Timeshare Headlines from 2023](https://tarda.org/timeshare-headlines/) - Timeshare and Resort Developer Accountability (TARDA) Supporters have not heard from us since we posted our last report last November. That’s not because we haven’t been busy. Today we feature timeshare highlights from 2023. We appreciate all who have contributed time or talent to further our cause. TARDA is an all-volunteer organization committed to change. - [Legal Updates - Trade bloc, Encore Law, Last Resort Consulting, Hilton Grand Vacations, Acquisitions - Vacatia acquires Vacation Village](https://tarda.org/january-2025-newsletter-legal-updates-trade-bloc-encore-law-last-resort-consulting-hilton-grand-vacations-acquisitions-vacatia-acquires-vacation-village/) - The 2025 timeshare year has had a robust start. Volunteer Cindy, from North Carolina, led the news this month by sharing her notes taken while attendi... - [Timeshare Solution or Surrender Airs Live on PodTV ROKU & Amazon Fire Mondays](https://tarda.org/timeshare-solution-or-surrender-airs-live-on-podtv-roku-amazon-fire-mondays/) - Solutions for people who believe they have been scammed by deceptive timeshare sales agents and timeshare exit companies - or Surrender for those who ... - [Rental Scams - Sales Agents Claims Prompts Suspensions](https://tarda.org/rental-scams-sales-agents-claims-prompts-suspensions/) - Updated June 18, 2024, due to Briana resolving her dispute - By Irene Parker, TARDA volunteer Many timeshare members have reported being harmed because of timeshare sales agents falsely promising the ability to rent to offset costs. This Developer-engineered rental strategy is either unfeasible, or not allowed. Some have called it an inventory grab. Complaints - [Bluegreen Vacations Suspend Hundreds of Accounts!](https://tarda.org/bluegreen-vacations-suspend-hundreds-of-accounts/) - YouTube video produced by “ADD is multitasking” https://www.youtube.com/watch?v=3IRNjqoVa58 This wry gentleman took time out from making videos about engine repairs to share his Bluegreen Vacations timeshare presentation experience. He was promised luxury gifts that never materialized. (15,000 followers, 22,212 views) Are hundreds of Bluegreen suspensions simply an Inventory Grab? We have heard from several Bluegreen - [Timeshare Transparency Act 3502 S and 9255 H.R. – Nine Members of Congress Support -July Newsletter](https://tarda.org/december-tarda-newsletter-timeshare-transparency-act-a-bill-proposed-by-utah-senator-john-curtis-r-senator-adam-schiff-ca-d-dueling-capital-resorts-lawsuits/) - The TIMESHARE TRANSPARENCY ACT offers federal oversight and other provisions for the protection of timeshare consumers. The bipartisan Senate bill was introduced by Senator John Curtis (UT) and Senator Adam Schiff (CA). Congressman Glenn Thompson (PA) and Congresswoman Kathy Castor (FL) introduced a House companion bill. At The Hive: TARDA co-founder Irene Parker, Don Parker, - [November TARDA Newsletter - MyResort Co Op Eliminates Perpetual Timeshare Contracts - Bridgett and Dawn’s Wyndham Experience - 15 Wyndham Resort Bankruptcies](https://tarda.org/november-tarda-newsletter-myresort-co-op-eliminates-perpetual-timeshare-contracts-bridgett-and-dawns-wyndham-experience-15-wyndham-resort-bankruptcies/) - Our last Pod TV episode of Timeshare Solution or Surrender for 2025, Episode 86, aired on October 27. Beginning in 2026, the first 30 minutes of Timeshare Solution or Surrender will air live. The second 30 minutes will be a Timeshare Resource Center featuring past guests - industry experts and attorneys - offering short segments - [Timeshare Dispute Resolution Strategy](https://tarda.org/dispute-resolution-strategy/) - (Updated November 14, 2024) By Fran Dygulski Timeshare self-advocacy is an evolving process that can take weeks or years. When I prepared this report in February of 2020, I was in the midst of two timeshare disputes. The process was long and tedious, but in the end, my concerns were addressed and resolved. There are - [A Former Bluegreen Vacation Manager Speaks Out About Rental Scams](https://tarda.org/a-former-bluegreen-vacation-manager-speaks-out-about-rental-scams/) - January 3, 2024 A common complaint reported by timeshare members, industry-wide, is being told it is easy to rent out a timeshare to cover costs. Rent... - [Attorneys and Others Speak Out About Timeshare Defaults](https://tarda.org/attorneys-and-others-speak-out-about-timeshare-defaults/) - February 21, 2024 When a timeshare member or owner wishes to extricate themselves from an unwanted timeshare, or resolve a timeshare dispute, contacti... - [Military Security Clearances and Timeshares Don’t Mix](https://tarda.org/military-security-clearances-and-timeshares-dont-mix/) - March 12, 2024 Westgate Resorts and other timeshare Developers have been sued, accused of violating the Military Lending Act (MLA). Congress passed th... - [Timeshare Credit Repair and Why Younger Buyers and Active Duty Military are Especially at Risk](https://tarda.org/timeshare-credit-repair-and-why-younger-buyers-and-active-duty-military-are-especially-at-risk/) - Irene Parker, MBA Quote from an ARDA lobbyist, the American Resort Development Association ARDA responds that it’s untrue that timeshare loans come wi... - [A Supreme Court Filing Follows a Landmark Ruling for Military Timeshare Buyers](https://tarda.org/a-supreme-court-filing-follows-a-landmark-ruling-for-military-timeshare-buyers/) - By Irene Parker, MBA A Petition for Writ of Certiorari to the United States Court of Appeals for the Eleventh Circuit was filed in the Supreme Court o... - [Military Timeshare Buyers vs. Holiday Inn Club Vacations, Hilton Grand Vacations, Bluegreen Vacations, Westgate Resorts and Wyndham Destinations - An Update](https://tarda.org/military-timeshare-buyers-vs-holiday-inn-club-vacations-hilton-grand-vacations-bluegreen-vacations-westgate-resorts-and-wyndham-destinations-an-update/) - By Irene Parker, MBA A tangled web of five class action lawsuits filed by active duty military service members marches on. Lawsuits have been ongoing,... - [March Newsletter - VOLQA - An Alternative to Perpetual Contracts - Legal Updates – ARDA Spring Conference - Three Very Different Hostages](https://tarda.org/march-newsletter-volqa-an-alternative-to-perpetual-contracts-legal-updates-arda-spring-conference-three-very-different-hostages/) - Florida resident Tom, pictured above, is a 23 year veteran of the Baltimore County Police Department. He organized a protest outside of ARDA’s Spring ... - [February Newsletter - Legal Updates - Lingard v. Holiday Inn and Kirchner v. Wyndham Destinations](https://tarda.org/february-newsletter-legal-updates-lingard-v-holiday-inn-and-kirchner-v-wyndham-destinations/) - PodTV’s February Timeshare Solution or Surrender show, Episodes 49 - 52 includes TARDA board members Jacob Bercu and Sherida Nett. Jake served many ye... - [In May We Remember Veterans and Active Duty Service Members we have heard from who Sacrificed for Us and Legal Updates](https://tarda.org/in-may-we-remember-veterans-and-active-duty-service-members-we-have-heard-from-who-sacrificed-for-us-and-legal-updates/) - Leo Gomez, two Purple Hearts, a Bronze Star, Vietnam Veteran August 3, 1947 – November 2, 2018 Leo reached out to us late September of 2018, with only 30 days left to live, worried about his wife being responsible for a $26,000 timeshare loan. He had been upgraded, told that because his resort had - [How to Write a Timeshare Report](https://tarda.org/how-to-write-a-timeshare-report/) - By Irene Parker, MBA The first step to resolving a dispute is to compose a clear, concise report. Dig out your contracts, if you have them, and gather: The 5 Ws: What did you buy? A timeshare. No, what did you buy? Points or a week? If points, how many? Is it a timeshare or - [July TARDA Newsletter: Military Lending Act Update, Mexico timeshares and Cartels, the Latest Exit Company Lawsuit](https://tarda.org/july-tarda-newsletter-military-lending-act-update-mexico-timeshares-and-cartels-the-latest-exit-company-lawsuit/) - July was an active timeshare month. Included in this month's newsletter are news reports about the lack of responsible exit for many timeshares, an investigation into Mexican cartels distributing Fentanyl and timeshare exit scams in the U.S. and Canada, and a court ruling on one of the Military Lending Act (MLA) lawsuits we have been - [September TARDA Newsletter: More on Arbitration - Holiday Inn “Disengages” with Silverleaf Resorts - an Update on My Resort Co Op](https://tarda.org/more-on-arbitration-holiday-inn-disengages-with-silverleaf-resorts-an-update-on-my-resort-co-op/) - Should I Self-advocate or Arbitrate? Holiday Inn Club Vacation to Remove Six Resorts from their Portfolio of Properties Steve and Cindy - A timeshare treasure turns to tragedy when a beloved Holiday Inn fixed-week in Panama City, that the family had owned for 30 years, unknowingly was converted to points. The family had no choice - [October TARDA Newsletter - Club Exploria Loses Class Action Illinois Robocall lawsuit, a $7,750 Summer Bay Special Assessment - Joan’s outreach to Shriners Hospital and the Pope](https://tarda.org/october-tarda-newsletter-club-exploria-loses-class-action-illinois-robocall-lawsuit-a-7750-summer-bay-special-assessment-joans-outreach-to-shriners-hospital-and-the-pope/) - New Club Exploria Timeshare Hostages Facebook Group https://www.facebook.com/groups/815849864717843/members We are grateful to PODTV’s Timeshare Solution or Surrender producers Marc Lee, attorney Nick Paleveda, and producer and co-host Kimberly Calhoun, for allowing our voices to be heard. Episode 85, October 20, discussed Club Exploria legal updates, and the $7,750 Summer Bay special assessment. There is also - [August TARDA Newsletter: The Explosion in Timeshare Exit Scams - Spawned by the Lack of Responsible Exit](https://tarda.org/august-tarda-newsletter-the-explosion-in-timeshare-exit-scams-spawned-by-the-lack-of-responsible-exit/) - Just call your resort! It sounds good, but not much help thanks to the oral representation clause in which buyers agree they did not rely on anything a sales agent said. Despite this clause, also known as the non-reliance clause, some timeshare buyers have been able to resolve disputes. In our August newsletter, we share - [A Well Written BBB Rebuttal](https://tarda.org/a-well-written-bbb-rebuttal/) - By Irene Roberts Don’t discount the services provided by the Better Business Bureau. An Island Seas Resort owner contacted us to ask about this Bahamas resort. In checking the Better Business Bureau (BBB) report, we discovered a well written rebuttal an owner wrote in response to a complaint dismissal. We thought the rebuttal so well-crafted - [Kiplinger's & TARDA's Timeshare Buying Dos and Don’t](https://tarda.org/kiplingers-tardas-timeshare-buying-dos-and-dont/) - By Sheilah Brust, TARDA Board President Many of us still love the timeshare industry, but are concerned by the volume of complaints, lawsuits, arbitration cases, and Attorneys General investigations in which timeshare buyers describe deceptive marketing, sales and lending practices. We are grateful to Kiplinger’s and author H. Dennis Beaver, Esq., for joining our consumer - [Wyndham Carriage Resorts - No Responsible Exit](https://tarda.org/wyndham-carriage-resorts-no-responsible-exit/) - By Irene Parker The Wyndham Carriage Hills annual meeting was almost held October 21, 2019, in Ontario, Canada. The Carriage Ridge annual meeting was held October 22. The October 21 annual meeting was cancelled because the facility could only hold 300, but over 1,000 owners showed up for the meeting. Owners were annoyed, but felt - [Club Exploria and other Irresponsible Timeshare Exits](https://tarda.org/club-exploria-and-other-irresponsible-timeshare-exits/) - There are too many resorts with no Responsible Exits. Club Exploria is one of them. Others include Great Eastern and Soleil Management. Others offer a precious few release, typically requiring a battle. These include Vacation Village and Westgate Resorts. Others charge exorbitant fees to take back points. Bluegreen is requiring 1 1/2 years of maintenance - [Welk’s $5.5 Million Settlement amid Dueling Timeshare Lawsuits](https://tarda.org/welks-5-5-million-settlement-amid-dueling-timeshare-lawsuits/) - By Irene Parker “Today, we are happy to have reached agreement on a resolution with the state of California and to have built one of the strongest and most transparent sales compliance programs in the timeshare industry. It’s important to note that no court has found that Welk Resorts violated the law, nor has the - [Canadian Snowbirds Timeshare Stuck - Ours Vacation Village](https://tarda.org/canadian-snowbirds-timeshare-stuck-ours-vacation-village/) - Karl Hillyard in Nova Scotia, a Vacation Village owner denied a responsible exit If timeshare resorts would plan ahead, they could allow voluntary surrenders in a structured inventory recycle program. New and younger people could purchase timeshares turned in by aging owners seeking release. Unfortunately, common sense seems lacking in timeshare. Not allowing a responsible - [The Oral Representation Clause and Diamond Resorts](https://tarda.org/the-oral-representation-clause-and-diamond-resorts/) - By Bernadette Bernadette explains why reading the timeshare contract would not have helped her. Like many, Bernadette was told that in order to be released from a paid-in-full deeded timeshare, she must convert to points. This would not have been in her contract. A TIMESHARE TALKS interview with Bernadette from Oklahoma: My husband Fred had - [Why a $6.5 Million Fine is a Win (for The Manhattan Club)](https://tarda.org/why-a-6-5-million-fine-is-a-win-for-the-manhattan-club/) - By Irene Parker Like many, I considered the $6.5 million New York Attorney General’s settlement with The Manhattan Club (TMC) developers, Ian Bruce Eichner, Scott Lager, other associates, and a maze of at least five corporate entities, a win for TMC owners. I learned $6.5 million was anything but a win for owners. The Manhattan - [Why a Vacation Village Owner Contacted an Exit Company](https://tarda.org/why-a-vacation-village-owner-contacted-an-exit-company/) - By Karen in Virginia - Vacation Village - Massanutten Unfortunate Owners Facebook Group We wrote to Vacation Village Patriots Inn in 2021 to request a release. We received an email back saying they do not take back a timeshare unless there is serious medical hardship. Timeshares were routinely sold as being a real estate product, - [Hilton Grand Vacations Mired in a Culture Clash](https://tarda.org/hilton-grand-vacations-mired-in-a-culture-clash/) - By Jake Bercu, a Tahoe Beach and Ski Owner Hilton Grand Vacations (HGV) announced its acquisition of Diamond Resorts (DR) in March of 2021, promising to combine Diamond’s strength with the brand and culture of Hilton Grand Vacations. The two companies had dramatically different business models. Hilton built resorts. Diamond acquired control of existing resorts, - [Steins v Westgate Resorts * A Landmark Ruling for Military Timeshare buyers](https://tarda.org/steins-v-westgate-resorts-a-landmark-ruling-for-military-timeshare-buyers/) - By Irene Parker, MBA The Eleventh Circuit Court of Appeals issued their opinion in ADAM U. STEINES; MIRANDA L. STEINES v. WESTGATE RESORTS, et. al. Ca... - [Yorks & Fissix vs Wyndham Class Action - the Military SCRA](https://tarda.org/yorks-fissix-vs-wyndham-class-action-the-military-scra/) - April 5, 2024 There are two very different Plaintiff families in the class action lawsuit, Carol and Donald Yorks, Taya and Connor Fissix, vs. Wyndham... - [Timeshare Rental Pros - Can and Should You Rent Out Your Timeshare?](https://tarda.org/timeshare-rental-pros-can-and-should-you-rent-out-your-timeshare/) - October 16, 2022 By Blaise Dietz, Timeshare Rental Pros Why do some developers prohibit renting out points that a member can’t use? Unforeseen things ... - [KOALA’s New Tiered Membership Program](https://tarda.org/koalas-new-tiered-membership-program/) - September 22, 2022 KOALA representative Myles By Sherida Nett, Minnesota If you don’t know about KOALA , you should! We were not sure where to turn af... - [Consumer Law Protection - an Exit Company Disaster](https://tarda.org/consumer-law-protection-an-exit-company-disaster/) - May 23, 2022 By Derrick Higgins I am a retired investigator, but I did not do an in-depth job of researching Consumer Law Protection. They did not pro... - [The Timeshare Tax Trap – 1099-C Question Revisited](https://tarda.org/the-timeshare-tax-trap-1099-c-question-revisited/) - February 11, 2022 By Sheilah Brust, TARDA Board President It is tax time again in America and we have already received this year’s first question abou... - [Wyndham Defaults - Six Military Veterans Report](https://tarda.org/wyndham-defaults-six-military-veterans-report/) - January 2, 2022 Hundreds of veterans and active duty service members have reached out to share their timeshare experiences since 2016. Six veterans, w... - [The Universality of Timeshare](https://tarda.org/the-universality-of-timeshare/) - August 5, 2021 Timeshare Consumer Association (TCA) was launched in the U.K. in 1997 by Sandy Grey, a timeshare owner himself who expressed the same c... - [Should I Buy a Timeshare or Rent One?](https://tarda.org/should-i-buy-a-timeshare-or-rent-one/) - July 16, 2021 By Jessica Burke-Crosby, Virginia Beach Timeshare Rentals Questions Jessica Burke-Crosby answered during our interview: 1. Is the cost t... - [Crimeshare: A Timeshare Exit Wire Fraud Hotline](https://tarda.org/crimeshare-a-timeshare-exit-wire-fraud-hotline/) - July 8, 2021 Timeshare Specialists is located in Bozeman Montana. Founder John Kushman talks about how he had his business identity stolen. This promp... - [Tahoe Beach & Ski Club - Supports Responsible Exits](https://tarda.org/tahoe-beach-ski-club-supports-responsible-exits/) - June 30, 2021 Three or four years ago, the Tahoe Beach & Ski Club’s HOA foresaw the lack of a responsible exit as a problem that would only grow w... - [Timeshare Sales and Scam Resales on FTC's Top Ten Scam List](https://tarda.org/timeshare-sales-and-scam-resales-on-ftcs-top-ten-scam-list/) - June 24. 2021 The Federal Trade Commission’s 2020 Top Ten Scams report listed Timeshare Sales as #9 on their 10 costliest scams list Timeshare Resales... - [Legacy Solutions - HOAs Benefit from Timeshare Resale Programs](https://tarda.org/legacy-solutions-hoas-benefit-from-timeshare-resale-programs/) - June 18, 2021 By Ron Roberts, Sage Marketing/Legacy Solutions International, LLC https://legacysolutionsinternational.com/ In this week’s TIMESHARE TA... - [Veterans Scammed by an Organized Timeshare Crime Ring](https://tarda.org/veterans-scammed-by-an-organized-timeshare-crime-ring/) - May 30, 2021 A Canadian and an American veteran share their wire transfer fraud timeshare experience The level of sophistication employed by organized... - [Why the Non-Reliance Clause is Unfair in Timeshare Sales](https://tarda.org/why-the-non-reliance-clause-is-unfair-in-timeshare-sales/) - May 10, 2021 By Tiffany Rene and Attorney Michael Finn A non-reliance clause incorporated into a sophisticated commercial contract makes excellent sen... - [Cornerstone/Cyria - Another Exit Company Nightmare!](https://tarda.org/cornerstone-cyria-another-exit-company-nightmare/) - December 8, 2020 Wyndham Carriage Resorts did not allow an exit under any circumstances. This led to the decision to sell both resorts in January of 2... - [Decorated Marine Veteran John Collick Promotes Timeshare Reform](https://tarda.org/decorated-marine-veteran-john-collick-promotes-timeshare-reform/) - October 16, 2020 By John Collick, Republican Congressional Nomination VA (3), 2020 It’s not unusual for a politician to be attracted to a cause in whi... - [What is a Public Offering Statement? Why Is it Important?](https://tarda.org/what-is-a-public-offering-statement-why-is-it-important/) - June 3, 2020 By Irene Roberts The timeshare Public Offering Statement (POS) is the first line of defense for consumers who experienced misrepresentati... - [A Mexican Consumer Protection Agency Helps Timeshare Buyers](https://tarda.org/a-mexican-consumer-protection-agency-helps-timeshare-buyers/) - May 20,2020, Updated March 24, 2024 Timeshares are tricky enough to navigate in America, but buying a timeshare in a foreign country is even more risk... - [Fifteen Timeshare Exit Experiences](https://tarda.org/fifteen-timeshare-exit-experiences/) - May 6, 2020 (updated January 30, 2024 A lobbyist’s bizarre comment to bear in mind when reading 15 timeshare exit nightmares “Their value comes from u... - [TOWB is about Transparency in Timeshare](https://tarda.org/towb-is-about-transparency-in-timeshare/) - January 30, 2020 By Joseph Takacs TOWB is an interesting company with an even more interesting name, dedicated to reducing inventory buildup while enh... - [Florida Protest Veteran's Weekend November 2019 at DBPR](https://tarda.org/florida-protest-veterans-weekend-november-2019-at-dbpr/) - From left: Anna, Cindy, Sheilah and Patty Update June 25, 2023 Volunteers voiced their concerns as to the lack of concern for timeshare buyers who exp... ## Pages - [Home](https://tarda.org/) - Straight answers for timeshare members/owners who have concerns of unfair and deceptive sales practices, predatory lending, and the lack of a responsible exit. - [Meet Our Board](https://tarda.org/our-board/) - [Timeshare Dispute Resolution Strategy](https://tarda.org/dispute-resolution-strategy/) - By Fran Dygulski June 23, 2022 (Updated November 14, 2024) Timeshare self-advocacy is an evolving process that can take weeks or years. When I prepared this report in February of 2020, I was in the midst of two timeshare disputes. The process was long and tedious, but in the end my concerns were addressed and - [About Us](https://tarda.org/about-us/) - In February 2017, a small group of volunteers vowed to provide straight answers to timeshare members and owners who voiced concerns about unfair and deceptive sales practices, predatory lending, and the lack of a responsible exit. Since then, over 2,000 timeshare members and owners have reached out to us to seek help navigating the regulatory - [Thank you for contacting us.](https://tarda.org/thank-you/) - Thank you for your interest in Timeshare and Result Developer Accountability. We will be contacting you shortly concerning your request. - [Terms and Conditions](https://tarda.org/terms-conditions/) - In using this website, you are deemed to have read and agreed to the following terms and conditions: Timeshare and Resort Developer Accountability (TARDA) operates this website. Exclusions and Limitations The information on this website is provided on an “as is” basis. To the fullest extent permitted by law, TARDA (i) excludes all representations and - [Privacy Policy](https://tarda.org/privacy-policy/) - In order to fully understand your rights we encourage you to read this Privacy Policy as well as our Terms of Use. Timeshare and Resort Developer Accountability, Inc. (“TARDA”) reserves the right at any time and without notice to change this Privacy Policy simply by posting such changes on our site. Any such change will - [How Can I Become Involved?](https://tarda.org/get-involved/) - Contact us through our Contact Us tab to share your timeshare experience, or let us know if you would be willing to volunteer. Become a TARDA Supporter by simply clicking the Donate button below to make a minimum donation of $10. We’ll enroll you as a Supporter. We are an all-volunteer organization. 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